Terms & Conditions
Last updated: 2026-06-18
By creating an Octoplus account you agree to these terms. Octoplus connects to your email with your permission to find and organize your subscriptions and purchases.
Your account
You're responsible for your account and for keeping your sign-in credentials secure. Two-factor authentication is required at every sign-in on devices we don't recognize. Don't share your account or use Octoplus for anything unlawful, abusive, or that violates the terms of an email provider whose mailbox you connect.
Eligibility
You must be at least 16 years old (or the age of digital consent in your jurisdiction, whichever is higher) and able to enter a binding contract. If you're using Octoplus on behalf of an organization, you confirm you have authority to bind that organization to these terms.
What we access
With your explicit consent, Octoplus reads email needed to detect subscriptions and purchases. The full data-handling description lives in our Privacy Policy, which forms part of these terms. We do not send mail, reply to messages, or modify your inbox.
Accuracy & limitations
Octoplus extracts data automatically from email. Detection can be incomplete or wrong — missed renewals, mis-tagged merchants, outdated amounts. The product is a personal-finance helper, not financial, tax, or legal advice. Always verify against your statements, and don't rely on Octoplus alone for important decisions.
Your data, your control
You can disconnect a mailbox, export your data, or delete your account at any time from Settings. Deleting your account removes the data described in the Privacy Policy in a single cascade. Disconnecting a mailbox also revokes the token at the provider where the provider supports revocation.
Service availability
We aim to keep Octoplus available but make no uptime guarantee. The service is provided "as is" and "as available", without warranties of any kind (express or implied), including merchantability, fitness for a particular purpose, or non-infringement, except where such disclaimers are not permitted by applicable law.
Limitation of liability
To the maximum extent permitted by law, Octoplus and its operators will not be liable for indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenues, savings, data, or use, arising out of or related to your use of the service. Our total liability for any claim is limited to the greater of (a) the amount you have paid to Octoplus in the twelve months preceding the claim, or (b) USD 50. Some jurisdictions don't allow these limitations, so they may not apply to you.
Acceptable use
Don't attempt to probe, scan, or test the vulnerability of the service; don't bypass authentication, rate limits, or admin controls; don't use the service to access mailboxes you aren't authorized to read; don't resell, sublicense, or rebrand the service. We may suspend or terminate accounts that violate this.
Termination
You can delete your account at any time. We may suspend or terminate accounts that violate these terms; where reasonable, we'll give notice and a chance to cure first. Sections that by their nature should survive (e.g., disclaimers, liability limits, governing law) survive termination.
Changes to these terms
We may update these terms. We'll record the version you accepted (tos_version); for material changes we'll prompt you to review and re-accept before continuing to use the service.
Governing law
These terms are governed by the laws of the jurisdiction in which Octoplus is operated, without regard to conflict-of-law principles. You and Octoplus agree to the exclusive jurisdiction of the courts competent for that location for any dispute that cannot be resolved informally.
Questions? Contact us at hello@octoplusapp.com.